Bank Comparison
First New Mexico Bank vs Signature Bank of Georgia
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 9
winning metrics across 19 comparable rows
Capital adequacy
| Metric | First New Mexico Bank | Signature Bank of Georgia |
|---|---|---|
| CET1 Ratio | — | 17.26% |
| Tier 1 Capital Ratio | — | 17.26% |
| Total Capital Ratio | — | 18.51% |
| Tier 1 Leverage Ratio | 14.51% | 13.27% |
| Equity / Assets | 14.47% | 13.60% |
Profitability
| Metric | First New Mexico Bank | Signature Bank of Georgia |
|---|---|---|
| Return on Assets (ROA) | 1.71% | 1.23% |
| Return on Equity (ROE) | 11.93% | 9.11% |
| Net Interest Margin (NIM) | 4.10% | 4.43% |
| Yield on Earning Assets | 5.17% | 6.85% |
| Cost of Funds | 1.20% | 2.79% |
Asset quality
| Metric | First New Mexico Bank | Signature Bank of Georgia |
|---|---|---|
| Texas Ratio | 9.14% | 0.39% |
| Non-Performing Loan Ratio | 0.20% | 0.08% |
| Non-Performing Asset Ratio | 0.91% | 0.06% |
| Net Charge-Off Ratio | 0.03% | -0.02% |
| ACL / Loans | 2.18% | 1.12% |
Balance sheet
| Metric | First New Mexico Bank | Signature Bank of Georgia |
|---|---|---|
| Total Assets | $274,362K | $274,019K |
| Total Deposits | $230,578K | $235,274K |
| Total Loans | $125,672K | $197,770K |
| Total Equity | $39,708K | $37,253K |
| Net Income (quarter) | $1,176K | $836 |
Liquidity & funding
| Metric | First New Mexico Bank | Signature Bank of Georgia |
|---|---|---|
| Loan-to-Deposit Ratio | 54.50% | 84.06% |
| Core Deposit Ratio | 95.03% | 98.55% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First New Mexico Bank | Signature Bank of Georgia |
|---|---|---|
| Headquarters City | DEMING | SANDY SPRINGS |
| Headquarters State | NM | GA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 32 | 32 |
| Established | April 30, 1962, midnight | Nov. 7, 2005, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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