Bank Comparison
First Security Bank of Nevada vs Genubank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 5
winning metrics across 19 comparable rows
Capital adequacy
| Metric | First Security Bank of Nevada | Genubank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 27.25% | 16.22% |
| Equity / Assets | 27.13% | 18.28% |
Profitability
| Metric | First Security Bank of Nevada | Genubank |
|---|---|---|
| Return on Assets (ROA) | 2.54% | 0.59% |
| Return on Equity (ROE) | 8.93% | 3.18% |
| Net Interest Margin (NIM) | 5.01% | 3.75% |
| Yield on Earning Assets | 6.25% | 5.35% |
| Cost of Funds | 1.66% | 1.95% |
Asset quality
| Metric | First Security Bank of Nevada | Genubank |
|---|---|---|
| Texas Ratio | 1.68% | 1.27% |
| Non-Performing Loan Ratio | 0.71% | 0.00% |
| Non-Performing Asset Ratio | 0.44% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.48% | 0.71% |
Balance sheet
| Metric | First Security Bank of Nevada | Genubank |
|---|---|---|
| Total Assets | $305,817K | $241,691K |
| Total Deposits | $220,778K | $191,973K |
| Total Loans | $187,052K | $160,157K |
| Total Equity | $82,957K | $44,181K |
| Net Income (quarter) | $1,831K | $350 |
Liquidity & funding
| Metric | First Security Bank of Nevada | Genubank |
|---|---|---|
| Loan-to-Deposit Ratio | 84.72% | 83.43% |
| Core Deposit Ratio | 98.49% | 90.28% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Security Bank of Nevada | Genubank |
|---|---|---|
| Headquarters City | LAS VEGAS | LAS VEGAS |
| Headquarters State | NV | NV |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 2 | 3 |
| Employees (FTE) | 22 | 27 |
| Established | Jan. 30, 2007, midnight | June 2, 2008, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First Security Bank of Nevada profile | View full Genubank profile | Browse all bank comparisons