Bank Comparison
First Security Bank, the vs Bankers Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | First Security Bank, the | Bankers Bank, the |
|---|---|---|
| CET1 Ratio | — | 13.43% |
| Tier 1 Capital Ratio | — | 13.43% |
| Total Capital Ratio | — | 14.68% |
| Tier 1 Leverage Ratio | 9.78% | 12.44% |
| Equity / Assets | 9.08% | 12.84% |
Profitability
| Metric | First Security Bank, the | Bankers Bank, the |
|---|---|---|
| Return on Assets (ROA) | 0.77% | 1.05% |
| Return on Equity (ROE) | 7.97% | 8.41% |
| Net Interest Margin (NIM) | 5.68% | 3.90% |
| Yield on Earning Assets | 8.13% | 6.40% |
| Cost of Funds | 2.38% | 2.71% |
Asset quality
| Metric | First Security Bank, the | Bankers Bank, the |
|---|---|---|
| Texas Ratio | 9.14% | 0.00% |
| Non-Performing Loan Ratio | 0.17% | 0.00% |
| Non-Performing Asset Ratio | 0.22% | 0.00% |
| Net Charge-Off Ratio | 0.03% | 0.00% |
| ACL / Loans | 1.09% | 1.51% |
Balance sheet
| Metric | First Security Bank, the | Bankers Bank, the |
|---|---|---|
| Total Assets | $304,336K | $303,205K |
| Total Deposits | $267,405K | $245,885K |
| Total Loans | $264,268K | $249,951K |
| Total Equity | $27,634K | $38,922K |
| Net Income (quarter) | $493 | $825 |
Liquidity & funding
| Metric | First Security Bank, the | Bankers Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 98.83% | 101.65% |
| Core Deposit Ratio | 79.16% | 99.90% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Security Bank, the | Bankers Bank, the |
|---|---|---|
| Headquarters City | BEAVER | OKLAHOMA CITY |
| Headquarters State | OK | OK |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 31 | 62 |
| Established | Jan. 16, 1916, midnight | May 28, 1986, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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