Bank Comparison
Gn Bank vs First State Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 14
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Gn Bank | First State Bank, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 15.07% | 13.86% |
| Equity / Assets | 14.35% | 13.48% |
Profitability
| Metric | Gn Bank | First State Bank, the |
|---|---|---|
| Return on Assets (ROA) | -0.79% | 2.08% |
| Return on Equity (ROE) | -5.48% | 14.93% |
| Net Interest Margin (NIM) | 4.05% | 4.78% |
| Yield on Earning Assets | 4.99% | 6.70% |
| Cost of Funds | 1.07% | 2.17% |
Asset quality
| Metric | Gn Bank | First State Bank, the |
|---|---|---|
| Texas Ratio | 31.27% | 6.19% |
| Non-Performing Loan Ratio | 10.65% | 1.13% |
| Non-Performing Asset Ratio | 4.58% | 0.91% |
| Net Charge-Off Ratio | 3.28% | 0.00% |
| ACL / Loans | 0.93% | 1.64% |
Balance sheet
| Metric | Gn Bank | First State Bank, the |
|---|---|---|
| Total Assets | $61,515K | $61,216K |
| Total Deposits | $52,547K | $52,926K |
| Total Loans | $26,470K | $49,375K |
| Total Equity | $8,828K | $8,254K |
| Net Income (quarter) | $-125 | $310 |
Liquidity & funding
| Metric | Gn Bank | First State Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 50.37% | 93.29% |
| Core Deposit Ratio | 95.12% | 94.25% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Gn Bank | First State Bank, the |
|---|---|---|
| Headquarters City | CHICAGO | POND CREEK |
| Headquarters State | IL | OK |
| Asset Tier | Micro | Micro |
| Charter Class | 703395 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 11 | 14 |
| Established | Jan. 1, 1934, midnight | Sept. 16, 1893, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Gn Bank profile | View full First State Bank, the profile | Browse all bank comparisons