Bank Comparison
Goppert Financial Bank vs Stock Exchange Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 7
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Goppert Financial Bank | Stock Exchange Bank, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 10.09% | 18.26% |
| Equity / Assets | 9.87% | 17.34% |
Profitability
| Metric | Goppert Financial Bank | Stock Exchange Bank, the |
|---|---|---|
| Return on Assets (ROA) | 1.31% | 1.86% |
| Return on Equity (ROE) | 13.05% | 10.68% |
| Net Interest Margin (NIM) | 4.04% | 3.85% |
| Yield on Earning Assets | 5.72% | 5.10% |
| Cost of Funds | 1.81% | 1.48% |
Asset quality
| Metric | Goppert Financial Bank | Stock Exchange Bank, the |
|---|---|---|
| Texas Ratio | 0.00% | 1.27% |
| Non-Performing Loan Ratio | 0.00% | 0.38% |
| Non-Performing Asset Ratio | 0.00% | 0.23% |
| Net Charge-Off Ratio | 0.00% | 0.81% |
| ACL / Loans | 1.06% | 1.94% |
Balance sheet
| Metric | Goppert Financial Bank | Stock Exchange Bank, the |
|---|---|---|
| Total Assets | $310,177K | $309,845K |
| Total Deposits | $267,954K | $253,349K |
| Total Loans | $196,223K | $144,191K |
| Total Equity | $30,623K | $53,741K |
| Net Income (quarter) | $997 | $1,418K |
Liquidity & funding
| Metric | Goppert Financial Bank | Stock Exchange Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 73.23% | 56.91% |
| Core Deposit Ratio | 97.00% | 85.66% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Goppert Financial Bank | Stock Exchange Bank, the |
|---|---|---|
| Headquarters City | LATHROP | WOODWARD |
| Headquarters State | MO | OK |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 3 |
| Employees (FTE) | 46 | 33 |
| Established | Sept. 28, 1879, midnight | Jan. 3, 1903, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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