Bank Comparison
Greatamerica Bank N.A. vs Farmers State Bank of Hoffman
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
3 · 16
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Greatamerica Bank N.A. | Farmers State Bank of Hoffman |
|---|---|---|
| CET1 Ratio | 16.38% | — |
| Tier 1 Capital Ratio | 16.38% | — |
| Total Capital Ratio | 17.24% | — |
| Tier 1 Leverage Ratio | 8.60% | 13.02% |
| Equity / Assets | 5.50% | 9.90% |
Profitability
| Metric | Greatamerica Bank N.A. | Farmers State Bank of Hoffman |
|---|---|---|
| Return on Assets (ROA) | -0.62% | 0.93% |
| Return on Equity (ROE) | -11.39% | 9.08% |
| Net Interest Margin (NIM) | 2.55% | 3.38% |
| Yield on Earning Assets | 3.86% | 4.44% |
| Cost of Funds | 1.46% | 1.18% |
Asset quality
| Metric | Greatamerica Bank N.A. | Farmers State Bank of Hoffman |
|---|---|---|
| Texas Ratio | 7.73% | 0.00% |
| Non-Performing Loan Ratio | 0.90% | 0.00% |
| Non-Performing Asset Ratio | 0.46% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.91% | 1.33% |
Balance sheet
| Metric | Greatamerica Bank N.A. | Farmers State Bank of Hoffman |
|---|---|---|
| Total Assets | $38,192K | $38,303K |
| Total Deposits | $32,632K | $34,356K |
| Total Loans | $19,496K | $14,927K |
| Total Equity | $2,101K | $3,793K |
| Net Income (quarter) | $-61 | $87 |
Liquidity & funding
| Metric | Greatamerica Bank N.A. | Farmers State Bank of Hoffman |
|---|---|---|
| Loan-to-Deposit Ratio | 59.75% | 43.45% |
| Core Deposit Ratio | 92.60% | 95.51% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Greatamerica Bank N.A. | Farmers State Bank of Hoffman |
|---|---|---|
| Headquarters City | CEDAR RAPIDS | HOFFMAN |
| Headquarters State | IA | MN |
| Asset Tier | 6: < $100M | 6: < $100M |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 8 | 6 |
| Established | March 1, 1899, midnight | March 21, 1911, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of March 31, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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