Bank Comparison
Greatamerica Bank N.A. vs First National Bank of Primghar, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 13
winning metrics across 22 comparable rows
Capital adequacy
| Metric | Greatamerica Bank N.A. | First National Bank of Primghar, the |
|---|---|---|
| CET1 Ratio | 16.38% | 15.81% |
| Tier 1 Capital Ratio | 16.38% | 15.81% |
| Total Capital Ratio | 17.24% | 16.71% |
| Tier 1 Leverage Ratio | 8.60% | 13.76% |
| Equity / Assets | 5.50% | 13.68% |
Profitability
| Metric | Greatamerica Bank N.A. | First National Bank of Primghar, the |
|---|---|---|
| Return on Assets (ROA) | -0.62% | 0.78% |
| Return on Equity (ROE) | -11.39% | 5.75% |
| Net Interest Margin (NIM) | 2.55% | 3.51% |
| Yield on Earning Assets | 3.86% | 5.45% |
| Cost of Funds | 1.46% | 2.16% |
Asset quality
| Metric | Greatamerica Bank N.A. | First National Bank of Primghar, the |
|---|---|---|
| Texas Ratio | 7.73% | 0.00% |
| Non-Performing Loan Ratio | 0.90% | 0.00% |
| Non-Performing Asset Ratio | 0.46% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.91% | 1.08% |
Balance sheet
| Metric | Greatamerica Bank N.A. | First National Bank of Primghar, the |
|---|---|---|
| Total Assets | $38,192K | $37,940K |
| Total Deposits | $32,632K | $30,915K |
| Total Loans | $19,496K | $27,815K |
| Total Equity | $2,101K | $5,190K |
| Net Income (quarter) | $-61 | $74 |
Liquidity & funding
| Metric | Greatamerica Bank N.A. | First National Bank of Primghar, the |
|---|---|---|
| Loan-to-Deposit Ratio | 59.75% | 89.97% |
| Core Deposit Ratio | 92.60% | 76.14% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Greatamerica Bank N.A. | First National Bank of Primghar, the |
|---|---|---|
| Headquarters City | CEDAR RAPIDS | PRIMGHAR |
| Headquarters State | IA | IA |
| Asset Tier | 6: < $100M | 6: < $100M |
| Charter Class | 0 | 4155 |
| Regulator | FDIC | OCC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 8 | 7 |
| Established | March 1, 1899, midnight | Nov. 11, 1889, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of March 31, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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