Bank Comparison
Grove Bank vs Arlington State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 15
winning metrics across 22 comparable rows
Capital adequacy
| Metric | Grove Bank | Arlington State Bank |
|---|---|---|
| CET1 Ratio | 13.12% | 22.73% |
| Tier 1 Capital Ratio | 13.12% | 22.73% |
| Total Capital Ratio | 14.06% | 23.56% |
| Tier 1 Leverage Ratio | 10.01% | 10.20% |
| Equity / Assets | 12.61% | 5.77% |
Profitability
| Metric | Grove Bank | Arlington State Bank |
|---|---|---|
| Return on Assets (ROA) | 0.06% | 0.15% |
| Return on Equity (ROE) | 0.46% | 2.43% |
| Net Interest Margin (NIM) | 4.22% | 2.65% |
| Yield on Earning Assets | 6.34% | 3.56% |
| Cost of Funds | 2.24% | 0.96% |
Asset quality
| Metric | Grove Bank | Arlington State Bank |
|---|---|---|
| Texas Ratio | 2.08% | 0.32% |
| Non-Performing Loan Ratio | 0.27% | 0.02% |
| Non-Performing Asset Ratio | 0.18% | 0.01% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.01% | 1.05% |
Balance sheet
| Metric | Grove Bank | Arlington State Bank |
|---|---|---|
| Total Assets | $54,726K | $56,607K |
| Total Deposits | $44,369K | $52,752K |
| Total Loans | $36,974K | $20,236K |
| Total Equity | $6,903K | $3,266K |
| Net Income (quarter) | $8 | $21 |
Liquidity & funding
| Metric | Grove Bank | Arlington State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 83.33% | 38.36% |
| Core Deposit Ratio | 99.42% | 89.72% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Grove Bank | Arlington State Bank |
|---|---|---|
| Headquarters City | GROVE CITY | ARLINGTON |
| Headquarters State | MN | MN |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 15 | 10 |
| Established | Dec. 7, 1907, midnight | June 4, 1895, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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