Bank Comparison
Hopeton State Bank, the vs Neuberger Berman Trust Company N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 7
winning metrics across 12 comparable rows
Capital adequacy
| Metric | Hopeton State Bank, the | Neuberger Berman Trust Company N.A. |
|---|---|---|
| CET1 Ratio | — | 154.66% |
| Tier 1 Capital Ratio | — | 154.66% |
| Total Capital Ratio | — | 154.66% |
| Tier 1 Leverage Ratio | 11.41% | 75.12% |
| Equity / Assets | 19.12% | 65.86% |
Profitability
| Metric | Hopeton State Bank, the | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Return on Assets (ROA) | -0.90% | 5.69% |
| Return on Equity (ROE) | -4.66% | 7.65% |
| Net Interest Margin (NIM) | 3.87% | 3.07% |
| Yield on Earning Assets | 5.58% | 3.07% |
| Cost of Funds | 1.83% | — |
Asset quality
| Metric | Hopeton State Bank, the | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 0.50% | — |
Balance sheet
| Metric | Hopeton State Bank, the | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Total Assets | $31,213K | $30,868K |
| Total Deposits | $25,206K | $0 |
| Total Loans | $20,828K | $0 |
| Total Equity | $5,968K | $20,331K |
| Net Income (quarter) | $-70 | $385 |
Liquidity & funding
| Metric | Hopeton State Bank, the | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 82.63% | — |
| Core Deposit Ratio | 87.11% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Hopeton State Bank, the | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Headquarters City | HOPETON | NEW YORK |
| Headquarters State | OK | NY |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | — |
| Regulator | FDIC | — |
| Domestic Branches | 1 | — |
| Employees (FTE) | 6 | 30 |
| Established | Jan. 1, 1919, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Hopeton State Bank, the profile | View full Neuberger Berman Trust Company N.A. profile | Browse all bank comparisons