Bank Comparison
Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the vs First Federal Savings and Loan Association of Newark
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the
RSSD 368951 · WAMEGO, KS
Full profile →vs
13 · 7
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the | First Federal Savings and Loan Association of Newark |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.28% | 13.91% |
| Equity / Assets | 11.29% | 13.37% |
Profitability
| Metric | Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the | First Federal Savings and Loan Association of Newark |
|---|---|---|
| Return on Assets (ROA) | 1.88% | 0.47% |
| Return on Equity (ROE) | 17.46% | 3.55% |
| Net Interest Margin (NIM) | 3.40% | 3.07% |
| Yield on Earning Assets | 5.39% | 5.46% |
| Cost of Funds | 2.24% | 2.62% |
Asset quality
| Metric | Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the | First Federal Savings and Loan Association of Newark |
|---|---|---|
| Texas Ratio | 0.48% | 9.94% |
| Non-Performing Loan Ratio | 0.03% | 1.90% |
| Non-Performing Asset Ratio | 0.02% | 1.38% |
| Net Charge-Off Ratio | -0.03% | 0.00% |
| ACL / Loans | 1.22% | 0.68% |
Balance sheet
| Metric | Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the | First Federal Savings and Loan Association of Newark |
|---|---|---|
| Total Assets | $295,001K | $294,801K |
| Total Deposits | $260,325K | $253,662K |
| Total Loans | $184,913K | $213,097K |
| Total Equity | $33,308K | $39,408K |
| Net Income (quarter) | $1,432K | $348 |
Liquidity & funding
| Metric | Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the | First Federal Savings and Loan Association of Newark |
|---|---|---|
| Loan-to-Deposit Ratio | 71.03% | 84.01% |
| Core Deposit Ratio | 87.69% | 85.60% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the | First Federal Savings and Loan Association of Newark |
|---|---|---|
| Headquarters City | WAMEGO | NEWARK |
| Headquarters State | KS | OH |
| Asset Tier | Small | Small |
| Charter Class | 0 | 702893 |
| Regulator | FED | OCC |
| Domestic Branches | 3 | 6 |
| Employees (FTE) | 44 | 53 |
| Established | March 3, 1913, midnight | Aug. 1, 1934, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the profile | View full First Federal Savings and Loan Association of Newark profile | Browse all bank comparisons