Bank Comparison
Lake Country Community Bank vs Neuberger Berman Trust Company N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 12
winning metrics across 17 comparable rows
Capital adequacy
| Metric | Lake Country Community Bank | Neuberger Berman Trust Company N.A. |
|---|---|---|
| CET1 Ratio | 21.12% | 154.66% |
| Tier 1 Capital Ratio | 21.12% | 154.66% |
| Total Capital Ratio | 22.34% | 154.66% |
| Tier 1 Leverage Ratio | 11.80% | 75.12% |
| Equity / Assets | 10.07% | 65.86% |
Profitability
| Metric | Lake Country Community Bank | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.01% | 5.69% |
| Return on Equity (ROE) | 0.13% | 7.65% |
| Net Interest Margin (NIM) | 4.40% | 3.07% |
| Yield on Earning Assets | 5.16% | 3.07% |
| Cost of Funds | 0.80% | — |
Asset quality
| Metric | Lake Country Community Bank | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Texas Ratio | 12.69% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 1.36% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 1.29% | — |
Balance sheet
| Metric | Lake Country Community Bank | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Total Assets | $31,038K | $30,868K |
| Total Deposits | $27,753K | $0 |
| Total Loans | $16,160K | $0 |
| Total Equity | $3,125K | $20,331K |
| Net Income (quarter) | $1 | $385 |
Liquidity & funding
| Metric | Lake Country Community Bank | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 58.23% | — |
| Core Deposit Ratio | 98.04% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Lake Country Community Bank | Neuberger Berman Trust Company N.A. |
|---|---|---|
| Headquarters City | MORRISTOWN | NEW YORK |
| Headquarters State | MN | NY |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | — |
| Regulator | FDIC | — |
| Domestic Branches | 2 | — |
| Employees (FTE) | 8 | 30 |
| Established | May 2, 1928, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Lake Country Community Bank profile | View full Neuberger Berman Trust Company N.A. profile | Browse all bank comparisons