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Bank Comparison

Lauderdale County Bank, the vs Argentine Federal Savings

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Lauderdale County Bank, the

RSSD 82350 · HALLS, TN

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vs

12 · 6

winning metrics across 18 comparable rows

Argentine Federal Savings

RSSD 120476 · KANSAS CITY, KS

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Capital adequacy

MetricLauderdale County Bank, theArgentine Federal Savings
CET1 Ratio
Tier 1 Capital Ratio
Total Capital Ratio
Tier 1 Leverage Ratio 11.36% 11.40%
Equity / Assets 8.92% 11.57%

Profitability

MetricLauderdale County Bank, theArgentine Federal Savings
Return on Assets (ROA) 0.82% 0.14%
Return on Equity (ROE) 8.95% 1.23%
Net Interest Margin (NIM) 3.77% 2.50%
Yield on Earning Assets 5.22% 5.32%
Cost of Funds 1.55% 3.09%

Asset quality

MetricLauderdale County Bank, theArgentine Federal Savings
Texas Ratio 7.20% 9.51%
Non-Performing Loan Ratio 1.20% 1.70%
Non-Performing Asset Ratio 0.51% 1.16%
Net Charge-Off Ratio 0.00% 0.00%
ACL / Loans 1.38% 0.86%

Balance sheet

MetricLauderdale County Bank, theArgentine Federal Savings
Total Assets $70,484K $70,526K
Total Deposits $63,004K $55,328K
Total Loans $29,676K $47,862K
Total Equity $6,289K $8,161K
Net Income (quarter) $142 $25

Liquidity & funding

MetricLauderdale County Bank, theArgentine Federal Savings
Loan-to-Deposit Ratio 47.10% 86.51%
Core Deposit Ratio 80.57% 70.74%
Uninsured Deposit Ratio

Identity

MetricLauderdale County Bank, theArgentine Federal Savings
Headquarters City HALLS KANSAS CITY
Headquarters State TN KS
Asset Tier Micro Micro
Charter Class 0 701735
Regulator FDIC OCC
Domestic Branches 2 2
Employees (FTE) 20 11
Established April 4, 1979, midnight Jan. 1, 1906, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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