Bank Comparison
Longview Bank vs Constitution Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 11
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Longview Bank | Constitution Bank, N.A. |
|---|---|---|
| CET1 Ratio | 11.21% | — |
| Tier 1 Capital Ratio | 11.21% | — |
| Total Capital Ratio | 12.08% | — |
| Tier 1 Leverage Ratio | 8.36% | 10.09% |
| Equity / Assets | 8.44% | 8.81% |
Profitability
| Metric | Longview Bank | Constitution Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.51% | 1.19% |
| Return on Equity (ROE) | 18.15% | 13.65% |
| Net Interest Margin (NIM) | 4.36% | 3.56% |
| Yield on Earning Assets | 6.08% | 5.20% |
| Cost of Funds | 1.81% | 1.77% |
Asset quality
| Metric | Longview Bank | Constitution Bank, N.A. |
|---|---|---|
| Texas Ratio | 7.24% | 3.62% |
| Non-Performing Loan Ratio | 0.75% | 0.50% |
| Non-Performing Asset Ratio | 0.63% | 0.35% |
| Net Charge-Off Ratio | 0.03% | 0.00% |
| ACL / Loans | 0.80% | 1.26% |
Balance sheet
| Metric | Longview Bank | Constitution Bank, N.A. |
|---|---|---|
| Total Assets | $680,425K | $678,934K |
| Total Deposits | $616,794K | $615,810K |
| Total Loans | $548,439K | $476,322K |
| Total Equity | $57,399K | $59,837K |
| Net Income (quarter) | $2,569K | $2,025K |
Liquidity & funding
| Metric | Longview Bank | Constitution Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 88.92% | 77.35% |
| Core Deposit Ratio | 83.09% | 90.48% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Longview Bank | Constitution Bank, N.A. |
|---|---|---|
| Headquarters City | OGDEN | HILLSBORO |
| Headquarters State | IL | IL |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 14509 |
| Regulator | FDIC | OCC |
| Domestic Branches | 13 | 12 |
| Employees (FTE) | 104 | 112 |
| Established | Sept. 1, 1899, midnight | Jan. 1, 1869, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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