Bank Comparison
Maxwell State Bank vs Liberty Savings Association, Fsa, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 11
winning metrics across 17 comparable rows
Capital adequacy
| Metric | Maxwell State Bank | Liberty Savings Association, Fsa, the |
|---|---|---|
| CET1 Ratio | 17.66% | — |
| Tier 1 Capital Ratio | 17.66% | — |
| Total Capital Ratio | 18.39% | — |
| Tier 1 Leverage Ratio | 11.83% | 24.20% |
| Equity / Assets | 11.86% | 24.12% |
Profitability
| Metric | Maxwell State Bank | Liberty Savings Association, Fsa, the |
|---|---|---|
| Return on Assets (ROA) | -3.21% | 0.21% |
| Return on Equity (ROE) | -27.52% | 0.88% |
| Net Interest Margin (NIM) | 3.04% | 3.07% |
| Yield on Earning Assets | 4.61% | 4.00% |
| Cost of Funds | 1.87% | 1.22% |
Asset quality
| Metric | Maxwell State Bank | Liberty Savings Association, Fsa, the |
|---|---|---|
| Texas Ratio | 5.07% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | 0.00% |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.43% | 0.00% |
| ACL / Loans | 0.98% | 0.68% |
Balance sheet
| Metric | Maxwell State Bank | Liberty Savings Association, Fsa, the |
|---|---|---|
| Total Assets | $28,059K | $28,332K |
| Total Deposits | $24,574K | $21,453K |
| Total Loans | $14,526K | $10,155K |
| Total Equity | $3,328K | $6,834K |
| Net Income (quarter) | $-237 | $15 |
Liquidity & funding
| Metric | Maxwell State Bank | Liberty Savings Association, Fsa, the |
|---|---|---|
| Loan-to-Deposit Ratio | 59.11% | 47.34% |
| Core Deposit Ratio | 92.46% | 86.20% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Maxwell State Bank | Liberty Savings Association, Fsa, the |
|---|---|---|
| Headquarters City | MAXWELL | FORT SCOTT |
| Headquarters State | IA | KS |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 704214 |
| Regulator | FDIC | OCC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 8 | 4 |
| Established | Feb. 1, 1943, midnight | Jan. 1, 1919, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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