Bank Comparison
Mayville State Bank vs Port Richmond Savings
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Mayville State Bank | Port Richmond Savings |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.42% | 22.20% |
| Equity / Assets | 9.57% | 21.96% |
Profitability
| Metric | Mayville State Bank | Port Richmond Savings |
|---|---|---|
| Return on Assets (ROA) | 0.86% | 2.65% |
| Return on Equity (ROE) | 9.07% | 12.11% |
| Net Interest Margin (NIM) | 3.59% | 4.65% |
| Yield on Earning Assets | 4.23% | 6.29% |
| Cost of Funds | 0.69% | 2.07% |
Asset quality
| Metric | Mayville State Bank | Port Richmond Savings |
|---|---|---|
| Texas Ratio | 6.64% | 2.74% |
| Non-Performing Loan Ratio | 1.48% | 0.02% |
| Non-Performing Asset Ratio | 0.68% | 0.63% |
| Net Charge-Off Ratio | 0.25% | 0.00% |
| ACL / Loans | 1.30% | 1.24% |
Balance sheet
| Metric | Mayville State Bank | Port Richmond Savings |
|---|---|---|
| Total Assets | $97,390K | $97,087K |
| Total Deposits | $87,749K | $60,528K |
| Total Loans | $44,440K | $84,249K |
| Total Equity | $9,325K | $21,324K |
| Net Income (quarter) | $210 | $636 |
Liquidity & funding
| Metric | Mayville State Bank | Port Richmond Savings |
|---|---|---|
| Loan-to-Deposit Ratio | 50.64% | 139.19% |
| Core Deposit Ratio | 98.48% | 93.85% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Mayville State Bank | Port Richmond Savings |
|---|---|---|
| Headquarters City | MAYVILLE | PHILADELPHIA |
| Headquarters State | MI | PA |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 2 | 1 |
| Employees (FTE) | 24 | 8 |
| Established | April 15, 1885, midnight | Jan. 1, 1919, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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