Bank Comparison
MT. Mckinley Bank vs Apple River State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 10
winning metrics across 20 comparable rows
Capital adequacy
| Metric | MT. Mckinley Bank | Apple River State Bank |
|---|---|---|
| CET1 Ratio | — | 14.59% |
| Tier 1 Capital Ratio | — | 14.59% |
| Total Capital Ratio | — | 15.49% |
| Tier 1 Leverage Ratio | 18.64% | 9.62% |
| Equity / Assets | 16.33% | 8.16% |
Profitability
| Metric | MT. Mckinley Bank | Apple River State Bank |
|---|---|---|
| Return on Assets (ROA) | 0.60% | 1.49% |
| Return on Equity (ROE) | 3.83% | 19.04% |
| Net Interest Margin (NIM) | 3.61% | 3.20% |
| Yield on Earning Assets | 4.46% | 5.09% |
| Cost of Funds | 0.98% | 2.02% |
Asset quality
| Metric | MT. Mckinley Bank | Apple River State Bank |
|---|---|---|
| Texas Ratio | 3.69% | 1.60% |
| Non-Performing Loan Ratio | 1.34% | 0.23% |
| Non-Performing Asset Ratio | 0.63% | 0.14% |
| Net Charge-Off Ratio | 0.06% | 0.02% |
| ACL / Loans | 1.63% | 0.99% |
Balance sheet
| Metric | MT. Mckinley Bank | Apple River State Bank |
|---|---|---|
| Total Assets | $631,474K | $630,236K |
| Total Deposits | $521,906K | $505,195K |
| Total Loans | $280,400K | $393,045K |
| Total Equity | $103,117K | $51,413K |
| Net Income (quarter) | $988 | $2,414K |
Liquidity & funding
| Metric | MT. Mckinley Bank | Apple River State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 53.73% | 77.80% |
| Core Deposit Ratio | 92.20% | 86.06% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | MT. Mckinley Bank | Apple River State Bank |
|---|---|---|
| Headquarters City | FAIRBANKS | APPLE RIVER |
| Headquarters State | AK | IL |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 5 | 8 |
| Employees (FTE) | 91 | 63 |
| Established | Dec. 3, 1965, midnight | Jan. 5, 1948, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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