Bank Comparison
MT. Mckinley Bank vs Denali State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 7
winning metrics across 19 comparable rows
Capital adequacy
| Metric | MT. Mckinley Bank | Denali State Bank |
|---|---|---|
| CET1 Ratio | — | 14.79% |
| Tier 1 Capital Ratio | — | 14.79% |
| Total Capital Ratio | — | 16.05% |
| Tier 1 Leverage Ratio | 18.64% | 11.38% |
| Equity / Assets | 16.33% | 10.44% |
Profitability
| Metric | MT. Mckinley Bank | Denali State Bank |
|---|---|---|
| Return on Assets (ROA) | 0.60% | 1.36% |
| Return on Equity (ROE) | 3.83% | 13.36% |
| Net Interest Margin (NIM) | 3.61% | 5.16% |
| Yield on Earning Assets | 4.46% | 6.33% |
| Cost of Funds | 0.98% | 1.28% |
Asset quality
| Metric | MT. Mckinley Bank | Denali State Bank |
|---|---|---|
| Texas Ratio | 3.69% | 13.08% |
| Non-Performing Loan Ratio | 1.34% | 2.19% |
| Non-Performing Asset Ratio | 0.63% | 1.57% |
| Net Charge-Off Ratio | 0.06% | 0.20% |
| ACL / Loans | 1.63% | 2.17% |
Balance sheet
| Metric | MT. Mckinley Bank | Denali State Bank |
|---|---|---|
| Total Assets | $631,474K | $516,515K |
| Total Deposits | $521,906K | $455,055K |
| Total Loans | $280,400K | $370,187K |
| Total Equity | $103,117K | $53,924K |
| Net Income (quarter) | $988 | $1,766K |
Liquidity & funding
| Metric | MT. Mckinley Bank | Denali State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 53.73% | 81.35% |
| Core Deposit Ratio | 92.20% | 87.50% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | MT. Mckinley Bank | Denali State Bank |
|---|---|---|
| Headquarters City | FAIRBANKS | FAIRBANKS |
| Headquarters State | AK | AK |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 5 | 5 |
| Employees (FTE) | 91 | 76 |
| Established | Dec. 3, 1965, midnight | Feb. 3, 1986, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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