Bank Comparison
Neighborhood National Bank vs Sei Private Trust Company
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 11
winning metrics across 16 comparable rows
Capital adequacy
| Metric | Neighborhood National Bank | Sei Private Trust Company |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.30% | 85.73% |
| Equity / Assets | 12.04% | 91.08% |
Profitability
| Metric | Neighborhood National Bank | Sei Private Trust Company |
|---|---|---|
| Return on Assets (ROA) | 0.60% | 47.57% |
| Return on Equity (ROE) | 4.87% | 55.31% |
| Net Interest Margin (NIM) | 3.30% | 3.68% |
| Yield on Earning Assets | 6.06% | 3.69% |
| Cost of Funds | 2.90% | 4.00% |
Asset quality
| Metric | Neighborhood National Bank | Sei Private Trust Company |
|---|---|---|
| Texas Ratio | 2.01% | 0.00% |
| Non-Performing Loan Ratio | 0.34% | — |
| Non-Performing Asset Ratio | 0.26% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 1.31% | — |
Balance sheet
| Metric | Neighborhood National Bank | Sei Private Trust Company |
|---|---|---|
| Total Assets | $230,154K | $230,635K |
| Total Deposits | $187,264K | $500 |
| Total Loans | $176,942K | $0 |
| Total Equity | $27,717K | $210,069K |
| Net Income (quarter) | $335 | $29,766K |
Liquidity & funding
| Metric | Neighborhood National Bank | Sei Private Trust Company |
|---|---|---|
| Loan-to-Deposit Ratio | 94.49% | 0.00% |
| Core Deposit Ratio | 96.58% | 0.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Neighborhood National Bank | Sei Private Trust Company |
|---|---|---|
| Headquarters City | EL CAJON | OAKS |
| Headquarters State | CA | PA |
| Asset Tier | Small | Small |
| Charter Class | 22770 | 716509 |
| Regulator | OCC | OCC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 27 | 643 |
| Established | Sept. 19, 1997, midnight | Jan. 2, 2001, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Neighborhood National Bank profile | View full Sei Private Trust Company profile | Browse all bank comparisons