Bank Comparison
Northeast Bank vs Leader Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 12
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Northeast Bank | Leader Bank, N.A. |
|---|---|---|
| CET1 Ratio | 12.95% | 20.32% |
| Tier 1 Capital Ratio | 12.95% | 20.32% |
| Total Capital Ratio | 14.20% | 21.57% |
| Tier 1 Leverage Ratio | 11.40% | 11.75% |
| Equity / Assets | 11.28% | 10.77% |
Profitability
| Metric | Northeast Bank | Leader Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 2.40% | 0.73% |
| Return on Equity (ROE) | 21.64% | 6.53% |
| Net Interest Margin (NIM) | 5.08% | 2.35% |
| Yield on Earning Assets | 8.21% | 4.75% |
| Cost of Funds | 3.52% | 2.64% |
Asset quality
| Metric | Northeast Bank | Leader Bank, N.A. |
|---|---|---|
| Texas Ratio | 9.31% | 0.22% |
| Non-Performing Loan Ratio | 1.08% | 0.03% |
| Non-Performing Asset Ratio | 1.16% | 0.03% |
| Net Charge-Off Ratio | 0.30% | 0.00% |
| ACL / Loans | 1.32% | 1.00% |
Balance sheet
| Metric | Northeast Bank | Leader Bank, N.A. |
|---|---|---|
| Total Assets | $5,034M | $5,078M |
| Total Deposits | $3,695M | $4,043M |
| Total Loans | $4,559M | $4,177M |
| Total Equity | $567,664K | $546,763K |
| Net Income (quarter) | $29,853K | $8,861K |
Liquidity & funding
| Metric | Northeast Bank | Leader Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 123.40% | 103.32% |
| Core Deposit Ratio | 94.99% | 93.20% |
| Uninsured Deposit Ratio | 4.53% | 32.47% |
Identity
| Metric | Northeast Bank | Leader Bank, N.A. |
|---|---|---|
| Headquarters City | LEWISTON | ARLINGTON |
| Headquarters State | ME | MA |
| Asset Tier | Large | Large |
| Charter Class | 0 | 24131 |
| Regulator | FDIC | OCC |
| Domestic Branches | 9 | 6 |
| Employees (FTE) | 224 | 448 |
| Established | Feb. 5, 1872, midnight | May 8, 2002, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Northeast Bank profile | View full Leader Bank, N.A. profile | Browse all bank comparisons