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Bank Comparison

Old Glory Bank vs First National Bank and Trust Company of Broken Arrow, the

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Old Glory Bank

RSSD 116554 · ELMORE CITY, OK

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vs

4 · 19

winning metrics across 23 comparable rows

First National Bank and Trust Company of Broken Arrow, the

RSSD 145554 · BROKEN ARROW, OK

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Capital adequacy

MetricOld Glory BankFirst National Bank and Trust Company of Broken Arrow, the
CET1 Ratio 14.02% 20.46%
Tier 1 Capital Ratio 14.02% 20.46%
Total Capital Ratio 14.59% 21.72%
Tier 1 Leverage Ratio 3.42% 15.32%
Equity / Assets 3.15% 15.41%

Profitability

MetricOld Glory BankFirst National Bank and Trust Company of Broken Arrow, the
Return on Assets (ROA) -6.62% 2.51%
Return on Equity (ROE) -192.66% 16.86%
Net Interest Margin (NIM) 3.98% 5.92%
Yield on Earning Assets 4.84% 6.54%
Cost of Funds 0.85% 0.70%

Asset quality

MetricOld Glory BankFirst National Bank and Trust Company of Broken Arrow, the
Texas Ratio 6.11% 0.80%
Non-Performing Loan Ratio 2.13% 0.16%
Non-Performing Asset Ratio 0.20% 0.13%
Net Charge-Off Ratio 1.02% -0.01%
ACL / Loans 1.42% 1.43%

Balance sheet

MetricOld Glory BankFirst National Bank and Trust Company of Broken Arrow, the
Total Assets $279,372K $270,466K
Total Deposits $269,640K $226,386K
Total Loans $25,957K $220,250K
Total Equity $8,792K $41,678K
Net Income (quarter) $-4,420 $1,721K

Liquidity & funding

MetricOld Glory BankFirst National Bank and Trust Company of Broken Arrow, the
Loan-to-Deposit Ratio 9.63% 97.29%
Core Deposit Ratio 99.42% 95.21%
Uninsured Deposit Ratio

Identity

MetricOld Glory BankFirst National Bank and Trust Company of Broken Arrow, the
Headquarters City ELMORE CITY BROKEN ARROW
Headquarters State OK OK
Asset Tier Small Small
Charter Class 0 7115
Regulator FDIC OCC
Domestic Branches 1 2
Employees (FTE) 82 41
Established Jan. 1, 1903, midnight Jan. 29, 1904, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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