Bank Comparison
Pacific Premier Bank, National Association vs Bank of America California, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
18 · 6
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Pacific Premier Bank, National Association | Bank of America California, N.A. |
|---|---|---|
| CET1 Ratio | 17.60% | 37.26% |
| Tier 1 Capital Ratio | 17.60% | 37.26% |
| Total Capital Ratio | 18.85% | 37.55% |
| Tier 1 Leverage Ratio | 12.84% | 12.41% |
| Equity / Assets | 17.15% | 12.65% |
Profitability
| Metric | Pacific Premier Bank, National Association | Bank of America California, N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.86% | 0.73% |
| Return on Equity (ROE) | 4.98% | 5.89% |
| Net Interest Margin (NIM) | 3.24% | 1.77% |
| Yield on Earning Assets | 4.68% | 3.51% |
| Cost of Funds | 1.59% | 2.01% |
Asset quality
| Metric | Pacific Premier Bank, National Association | Bank of America California, N.A. |
|---|---|---|
| Texas Ratio | 1.15% | 3.48% |
| Non-Performing Loan Ratio | 0.22% | 0.67% |
| Non-Performing Asset Ratio | 0.15% | 0.44% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 1.43% | 0.14% |
Balance sheet
| Metric | Pacific Premier Bank, National Association | Bank of America California, N.A. |
|---|---|---|
| Total Assets | $17,783M | $15,126M |
| Total Deposits | $14,578M | $12,639M |
| Total Loans | $11,905M | $9,745M |
| Total Equity | $3,049M | $1,914M |
| Net Income (quarter) | $38,892K | $28,000K |
Liquidity & funding
| Metric | Pacific Premier Bank, National Association | Bank of America California, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 81.66% | 77.10% |
| Core Deposit Ratio | 95.00% | 96.04% |
| Uninsured Deposit Ratio | 41.10% | 5.95% |
Identity
| Metric | Pacific Premier Bank, National Association | Bank of America California, N.A. |
|---|---|---|
| Headquarters City | Irvine | SAN FRANCISCO |
| Headquarters State | CA | CA |
| Asset Tier | Regional | Regional |
| Charter Class | 25344 | 24077 |
| Regulator | OCC | OCC |
| Domestic Branches | 58 | 1 |
| Employees (FTE) | 1,303 | 0 |
| Established | Aug. 5, 1983, midnight | May 18, 1984, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Pacific Premier Bank, National Association profile | View full Bank of America California, N.A. profile | Browse all bank comparisons