Bank Comparison
Peoples Bank, the vs Buckeye State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 10
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Peoples Bank, the | Buckeye State Bank |
|---|---|---|
| CET1 Ratio | 15.22% | 11.91% |
| Tier 1 Capital Ratio | 15.22% | 11.91% |
| Total Capital Ratio | 16.47% | 12.75% |
| Tier 1 Leverage Ratio | 9.14% | 8.46% |
| Equity / Assets | 7.28% | 9.46% |
Profitability
| Metric | Peoples Bank, the | Buckeye State Bank |
|---|---|---|
| Return on Assets (ROA) | 3.58% | 0.53% |
| Return on Equity (ROE) | 51.18% | 5.48% |
| Net Interest Margin (NIM) | 3.67% | 3.44% |
| Yield on Earning Assets | 5.21% | 5.72% |
| Cost of Funds | 1.56% | 2.25% |
Asset quality
| Metric | Peoples Bank, the | Buckeye State Bank |
|---|---|---|
| Texas Ratio | 15.09% | 1.94% |
| Non-Performing Loan Ratio | 0.26% | 0.23% |
| Non-Performing Asset Ratio | 0.96% | 0.14% |
| Net Charge-Off Ratio | 0.01% | 0.18% |
| ACL / Loans | 1.64% | 0.90% |
Balance sheet
| Metric | Peoples Bank, the | Buckeye State Bank |
|---|---|---|
| Total Assets | $548,080K | $548,430K |
| Total Deposits | $504,662K | $465,685K |
| Total Loans | $264,959K | $330,874K |
| Total Equity | $39,888K | $51,865K |
| Net Income (quarter) | $4,882K | $708 |
Liquidity & funding
| Metric | Peoples Bank, the | Buckeye State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 52.50% | 71.05% |
| Core Deposit Ratio | 79.12% | 94.61% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Peoples Bank, the | Buckeye State Bank |
|---|---|---|
| Headquarters City | PRATT | POWELL |
| Headquarters State | KS | OH |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 5 | 6 |
| Employees (FTE) | 76 | 64 |
| Established | May 20, 1887, midnight | Jan. 1, 1885, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Peoples Bank, the profile | View full Buckeye State Bank profile | Browse all bank comparisons