Bank Comparison
Pioneer Savings Bank, the vs Tarboro Savings Bank, Ssb
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 10
winning metrics across 18 comparable rows
Capital adequacy
| Metric | Pioneer Savings Bank, the | Tarboro Savings Bank, Ssb |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.74% | 11.19% |
| Equity / Assets | 9.93% | 11.51% |
Profitability
| Metric | Pioneer Savings Bank, the | Tarboro Savings Bank, Ssb |
|---|---|---|
| Return on Assets (ROA) | 0.21% | -0.19% |
| Return on Equity (ROE) | 2.14% | -1.65% |
| Net Interest Margin (NIM) | 1.93% | 2.22% |
| Yield on Earning Assets | 5.21% | 5.30% |
| Cost of Funds | 3.50% | 2.84% |
Asset quality
| Metric | Pioneer Savings Bank, the | Tarboro Savings Bank, Ssb |
|---|---|---|
| Texas Ratio | 0.00% | 5.51% |
| Non-Performing Loan Ratio | 0.00% | 0.65% |
| Non-Performing Asset Ratio | 0.00% | 0.48% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.88% | 0.41% |
Balance sheet
| Metric | Pioneer Savings Bank, the | Tarboro Savings Bank, Ssb |
|---|---|---|
| Total Assets | $54,412K | $54,568K |
| Total Deposits | $35,389K | $48,219K |
| Total Loans | $35,596K | $40,354K |
| Total Equity | $5,402K | $6,282K |
| Net Income (quarter) | $29 | $-26 |
Liquidity & funding
| Metric | Pioneer Savings Bank, the | Tarboro Savings Bank, Ssb |
|---|---|---|
| Loan-to-Deposit Ratio | 100.58% | 83.69% |
| Core Deposit Ratio | 52.80% | 84.50% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Pioneer Savings Bank, the | Tarboro Savings Bank, Ssb |
|---|---|---|
| Headquarters City | CLEVELAND | TARBORO |
| Headquarters State | OH | NC |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 6 | 7 |
| Established | Jan. 1, 1922, midnight | Jan. 1, 1906, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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