Bank Comparison
Prairie Bank of Kansas vs Farmers Savings Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 14
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Prairie Bank of Kansas | Farmers Savings Bank |
|---|---|---|
| CET1 Ratio | 11.81% | — |
| Tier 1 Capital Ratio | 11.81% | — |
| Total Capital Ratio | 12.60% | — |
| Tier 1 Leverage Ratio | 8.79% | 13.39% |
| Equity / Assets | 8.41% | 10.58% |
Profitability
| Metric | Prairie Bank of Kansas | Farmers Savings Bank |
|---|---|---|
| Return on Assets (ROA) | -0.85% | 0.58% |
| Return on Equity (ROE) | -10.25% | 5.59% |
| Net Interest Margin (NIM) | 3.38% | 3.19% |
| Yield on Earning Assets | 4.93% | 4.98% |
| Cost of Funds | 1.69% | 1.95% |
Asset quality
| Metric | Prairie Bank of Kansas | Farmers Savings Bank |
|---|---|---|
| Texas Ratio | 5.51% | 3.86% |
| Non-Performing Loan Ratio | 0.77% | 0.68% |
| Non-Performing Asset Ratio | 0.47% | 0.44% |
| Net Charge-Off Ratio | 0.00% | 0.11% |
| ACL / Loans | 0.98% | 1.34% |
Balance sheet
| Metric | Prairie Bank of Kansas | Farmers Savings Bank |
|---|---|---|
| Total Assets | $133,596K | $133,585K |
| Total Deposits | $121,720K | $112,891K |
| Total Loans | $81,748K | $86,551K |
| Total Equity | $11,231K | $14,138K |
| Net Income (quarter) | $-290 | $199 |
Liquidity & funding
| Metric | Prairie Bank of Kansas | Farmers Savings Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 67.16% | 76.67% |
| Core Deposit Ratio | 82.84% | 91.32% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Prairie Bank of Kansas | Farmers Savings Bank |
|---|---|---|
| Headquarters City | Stafford | WEVER |
| Headquarters State | KS | IA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 3 |
| Employees (FTE) | 23 | 24 |
| Established | Jan. 1, 1886, midnight | Oct. 9, 1908, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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