Bank Comparison
Prime Alliance Bank vs Thrivent Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 13
winning metrics across 22 comparable rows
Capital adequacy
| Metric | Prime Alliance Bank | Thrivent Bank |
|---|---|---|
| CET1 Ratio | 12.59% | 55.81% |
| Tier 1 Capital Ratio | 12.59% | 55.81% |
| Total Capital Ratio | 13.86% | 56.28% |
| Tier 1 Leverage Ratio | 11.10% | 29.28% |
| Equity / Assets | 10.46% | 35.16% |
Profitability
| Metric | Prime Alliance Bank | Thrivent Bank |
|---|---|---|
| Return on Assets (ROA) | 3.65% | -0.49% |
| Return on Equity (ROE) | 36.07% | -1.58% |
| Net Interest Margin (NIM) | 4.86% | 4.84% |
| Yield on Earning Assets | 8.13% | 5.94% |
| Cost of Funds | 3.65% | 1.89% |
Asset quality
| Metric | Prime Alliance Bank | Thrivent Bank |
|---|---|---|
| Texas Ratio | 10.40% | 0.53% |
| Non-Performing Loan Ratio | 1.72% | 0.29% |
| Non-Performing Asset Ratio | 1.37% | 0.18% |
| Net Charge-Off Ratio | 0.41% | 0.29% |
| ACL / Loans | 3.42% | 0.45% |
Balance sheet
| Metric | Prime Alliance Bank | Thrivent Bank |
|---|---|---|
| Total Assets | $1,059M | $967,069K |
| Total Deposits | $945,637K | $595,615K |
| Total Loans | $846,294K | $577,509K |
| Total Equity | $110,819K | $340,014K |
| Net Income (quarter) | $9,584K | $-1,349 |
Liquidity & funding
| Metric | Prime Alliance Bank | Thrivent Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 89.49% | 96.96% |
| Core Deposit Ratio | 89.30% | 96.91% |
| Uninsured Deposit Ratio | — | 11.65% |
Identity
| Metric | Prime Alliance Bank | Thrivent Bank |
|---|---|---|
| Headquarters City | WOODS CROSS | SALT LAKE CITY |
| Headquarters State | UT | UT |
| Asset Tier | Large | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 36 | 150 |
| Established | Dec. 8, 2004, midnight | June 1, 2025, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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