Bank Comparison
Queensborough National Bank & Trust Company vs John Marshall Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 15
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Queensborough National Bank & Trust Company | John Marshall Bank |
|---|---|---|
| CET1 Ratio | 13.18% | 15.38% |
| Tier 1 Capital Ratio | 13.18% | 15.38% |
| Total Capital Ratio | 14.16% | 16.48% |
| Tier 1 Leverage Ratio | 9.12% | 12.60% |
| Equity / Assets | 7.87% | 12.23% |
Profitability
| Metric | Queensborough National Bank & Trust Company | John Marshall Bank |
|---|---|---|
| Return on Assets (ROA) | 1.08% | 1.12% |
| Return on Equity (ROE) | 13.24% | 9.22% |
| Net Interest Margin (NIM) | 3.83% | 2.88% |
| Yield on Earning Assets | 5.29% | 4.97% |
| Cost of Funds | 1.50% | 2.39% |
Asset quality
| Metric | Queensborough National Bank & Trust Company | John Marshall Bank |
|---|---|---|
| Texas Ratio | 3.29% | 0.33% |
| Non-Performing Loan Ratio | 0.16% | 0.05% |
| Non-Performing Asset Ratio | 0.11% | 0.04% |
| Net Charge-Off Ratio | 0.06% | -0.01% |
| ACL / Loans | 0.98% | 1.01% |
Balance sheet
| Metric | Queensborough National Bank & Trust Company | John Marshall Bank |
|---|---|---|
| Total Assets | $2,342M | $2,348M |
| Total Deposits | $2,111M | $1,992M |
| Total Loans | $1,353M | $1,973M |
| Total Equity | $184,380K | $287,307K |
| Net Income (quarter) | $6,056K | $6,571K |
Liquidity & funding
| Metric | Queensborough National Bank & Trust Company | John Marshall Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 64.14% | 99.04% |
| Core Deposit Ratio | 96.26% | 82.93% |
| Uninsured Deposit Ratio | 41.00% | 44.53% |
Identity
| Metric | Queensborough National Bank & Trust Company | John Marshall Bank |
|---|---|---|
| Headquarters City | LOUISVILLE | RESTON |
| Headquarters State | GA | VA |
| Asset Tier | Large | Large |
| Charter Class | 6207 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 25 | 8 |
| Employees (FTE) | 395 | 139 |
| Established | Jan. 1, 1902, midnight | April 17, 2006, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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