Bank Comparison
Range Bank vs Tri-county Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 12
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Range Bank | Tri-county Bank |
|---|---|---|
| CET1 Ratio | 15.17% | — |
| Tier 1 Capital Ratio | 15.17% | — |
| Total Capital Ratio | 16.42% | — |
| Tier 1 Leverage Ratio | 10.35% | 13.45% |
| Equity / Assets | 10.30% | 12.35% |
Profitability
| Metric | Range Bank | Tri-county Bank |
|---|---|---|
| Return on Assets (ROA) | 1.31% | 2.25% |
| Return on Equity (ROE) | 12.94% | 18.18% |
| Net Interest Margin (NIM) | 3.73% | 4.96% |
| Yield on Earning Assets | 5.13% | 6.45% |
| Cost of Funds | 1.52% | 1.66% |
Asset quality
| Metric | Range Bank | Tri-county Bank |
|---|---|---|
| Texas Ratio | 0.87% | 8.23% |
| Non-Performing Loan Ratio | 0.15% | 1.37% |
| Non-Performing Asset Ratio | 0.09% | 1.06% |
| Net Charge-Off Ratio | -0.02% | 0.00% |
| ACL / Loans | 1.36% | 1.08% |
Balance sheet
| Metric | Range Bank | Tri-county Bank |
|---|---|---|
| Total Assets | $619,781K | $638,709K |
| Total Deposits | $538,792K | $548,701K |
| Total Loans | $383,088K | $495,670K |
| Total Equity | $63,812K | $78,879K |
| Net Income (quarter) | $2,045K | $3,525K |
Liquidity & funding
| Metric | Range Bank | Tri-county Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 71.10% | 90.34% |
| Core Deposit Ratio | 96.24% | 96.07% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Range Bank | Tri-county Bank |
|---|---|---|
| Headquarters City | MARQUETTE | BROWN CITY |
| Headquarters State | MI | MI |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 9 | 12 |
| Employees (FTE) | 113 | 83 |
| Established | June 4, 1887, midnight | May 29, 1889, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Range Bank profile | View full Tri-county Bank profile | Browse all bank comparisons