Bank Comparison
Robertson Banking Company vs Blc Community Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
20 · 3
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Robertson Banking Company | Blc Community Bank |
|---|---|---|
| CET1 Ratio | 14.44% | 11.80% |
| Tier 1 Capital Ratio | 14.44% | 11.80% |
| Total Capital Ratio | 15.69% | 12.82% |
| Tier 1 Leverage Ratio | 10.88% | 9.96% |
| Equity / Assets | 10.38% | 8.96% |
Profitability
| Metric | Robertson Banking Company | Blc Community Bank |
|---|---|---|
| Return on Assets (ROA) | 2.14% | 1.65% |
| Return on Equity (ROE) | 20.65% | 18.56% |
| Net Interest Margin (NIM) | 4.13% | 3.13% |
| Yield on Earning Assets | 5.20% | 5.51% |
| Cost of Funds | 1.17% | 2.55% |
Asset quality
| Metric | Robertson Banking Company | Blc Community Bank |
|---|---|---|
| Texas Ratio | 0.49% | 3.20% |
| Non-Performing Loan Ratio | 0.09% | 0.36% |
| Non-Performing Asset Ratio | 0.06% | 0.31% |
| Net Charge-Off Ratio | -0.04% | 0.00% |
| ACL / Loans | 1.53% | 0.98% |
Balance sheet
| Metric | Robertson Banking Company | Blc Community Bank |
|---|---|---|
| Total Assets | $475,203K | $475,359K |
| Total Deposits | $413,964K | $387,184K |
| Total Loans | $310,279K | $392,313K |
| Total Equity | $49,314K | $42,608K |
| Net Income (quarter) | $2,512K | $1,954K |
Liquidity & funding
| Metric | Robertson Banking Company | Blc Community Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 74.95% | 101.32% |
| Core Deposit Ratio | 92.45% | 90.53% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Robertson Banking Company | Blc Community Bank |
|---|---|---|
| Headquarters City | DEMOPOLIS | LITTLE CHUTE |
| Headquarters State | AL | WI |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 8 | 1 |
| Employees (FTE) | 72 | 33 |
| Established | Jan. 1, 1870, midnight | Dec. 6, 1906, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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