Bank Comparison
Rockland Savings Bank, FSB vs Auburn Savings Bank, FSB
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
15 · 8
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Rockland Savings Bank, FSB | Auburn Savings Bank, FSB |
|---|---|---|
| CET1 Ratio | 14.04% | 12.49% |
| Tier 1 Capital Ratio | 14.04% | 12.49% |
| Total Capital Ratio | 15.06% | 13.70% |
| Tier 1 Leverage Ratio | 9.46% | 8.29% |
| Equity / Assets | 9.95% | 6.68% |
Profitability
| Metric | Rockland Savings Bank, FSB | Auburn Savings Bank, FSB |
|---|---|---|
| Return on Assets (ROA) | 0.44% | 0.25% |
| Return on Equity (ROE) | 4.48% | 3.83% |
| Net Interest Margin (NIM) | 3.68% | 2.95% |
| Yield on Earning Assets | 5.59% | 5.30% |
| Cost of Funds | 2.08% | 2.40% |
Asset quality
| Metric | Rockland Savings Bank, FSB | Auburn Savings Bank, FSB |
|---|---|---|
| Texas Ratio | 4.99% | 0.28% |
| Non-Performing Loan Ratio | 0.62% | 0.03% |
| Non-Performing Asset Ratio | 0.53% | 0.02% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 0.78% | 0.96% |
Balance sheet
| Metric | Rockland Savings Bank, FSB | Auburn Savings Bank, FSB |
|---|---|---|
| Total Assets | $93,010K | $101,808K |
| Total Deposits | $71,886K | $73,564K |
| Total Loans | $79,554K | $83,953K |
| Total Equity | $9,256K | $6,800K |
| Net Income (quarter) | $103 | $65 |
Liquidity & funding
| Metric | Rockland Savings Bank, FSB | Auburn Savings Bank, FSB |
|---|---|---|
| Loan-to-Deposit Ratio | 110.67% | 114.12% |
| Core Deposit Ratio | 88.36% | 77.34% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Rockland Savings Bank, FSB | Auburn Savings Bank, FSB |
|---|---|---|
| Headquarters City | ROCKLAND | AUBURN |
| Headquarters State | ME | ME |
| Asset Tier | Micro | Small |
| Charter Class | 701454 | 701305 |
| Regulator | OCC | OCC |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 17 | 16 |
| Established | Jan. 1, 1888, midnight | Jan. 1, 1887, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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