Bank Comparison
Rvr Bank vs Home Federal Savings and Loan Association of Grand Island
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Home Federal Savings and Loan Association of Grand Island
RSSD 317379 · GRAND ISLAND, NE
Full profile →Capital adequacy
| Metric | Rvr Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| CET1 Ratio | — | 16.05% |
| Tier 1 Capital Ratio | — | 16.05% |
| Total Capital Ratio | — | 17.30% |
| Tier 1 Leverage Ratio | 9.55% | 13.48% |
| Equity / Assets | 10.38% | 12.72% |
Profitability
| Metric | Rvr Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| Return on Assets (ROA) | 1.81% | 0.90% |
| Return on Equity (ROE) | 17.35% | 6.92% |
| Net Interest Margin (NIM) | 4.43% | 3.58% |
| Yield on Earning Assets | 6.04% | 5.46% |
| Cost of Funds | 1.68% | 2.08% |
Asset quality
| Metric | Rvr Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| Texas Ratio | 1.56% | 2.53% |
| Non-Performing Loan Ratio | 0.20% | 0.37% |
| Non-Performing Asset Ratio | 0.16% | 0.31% |
| Net Charge-Off Ratio | 0.01% | 0.00% |
| ACL / Loans | 1.67% | 1.30% |
Balance sheet
| Metric | Rvr Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| Total Assets | $554,267K | $558,609K |
| Total Deposits | $493,408K | $477,072K |
| Total Loans | $422,967K | $448,347K |
| Total Equity | $57,526K | $71,080K |
| Net Income (quarter) | $2,509K | $1,218K |
Liquidity & funding
| Metric | Rvr Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| Loan-to-Deposit Ratio | 85.72% | 93.98% |
| Core Deposit Ratio | 92.88% | 94.88% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Rvr Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| Headquarters City | FREMONT | GRAND ISLAND |
| Headquarters State | NE | NE |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 703519 |
| Regulator | FDIC | OCC |
| Domestic Branches | 6 | 8 |
| Employees (FTE) | 82 | 70 |
| Established | July 30, 1956, midnight | June 1, 1935, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Rvr Bank profile | View full Home Federal Savings and Loan Association of Grand Island profile | Browse all bank comparisons