Bank Comparison
Security Bank Midwest vs Rivers Edge Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Security Bank Midwest | Rivers Edge Bank |
|---|---|---|
| CET1 Ratio | — | 10.15% |
| Tier 1 Capital Ratio | — | 10.15% |
| Total Capital Ratio | — | 11.40% |
| Tier 1 Leverage Ratio | 10.27% | 8.37% |
| Equity / Assets | 9.02% | 9.06% |
Profitability
| Metric | Security Bank Midwest | Rivers Edge Bank |
|---|---|---|
| Return on Assets (ROA) | 0.94% | 1.21% |
| Return on Equity (ROE) | 10.54% | 13.10% |
| Net Interest Margin (NIM) | 3.54% | 3.98% |
| Yield on Earning Assets | 5.63% | 6.01% |
| Cost of Funds | 2.12% | 2.14% |
Asset quality
| Metric | Security Bank Midwest | Rivers Edge Bank |
|---|---|---|
| Texas Ratio | 6.92% | 1.33% |
| Non-Performing Loan Ratio | 0.68% | 0.15% |
| Non-Performing Asset Ratio | 0.45% | 0.12% |
| Net Charge-Off Ratio | 0.00% | 0.02% |
| ACL / Loans | 1.38% | 1.30% |
Balance sheet
| Metric | Security Bank Midwest | Rivers Edge Bank |
|---|---|---|
| Total Assets | $321,873K | $346,325K |
| Total Deposits | $246,127K | $284,042K |
| Total Loans | $213,902K | $271,332K |
| Total Equity | $29,022K | $31,383K |
| Net Income (quarter) | $752 | $1,027K |
Liquidity & funding
| Metric | Security Bank Midwest | Rivers Edge Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 86.91% | 95.53% |
| Core Deposit Ratio | 92.07% | 89.21% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Security Bank Midwest | Rivers Edge Bank |
|---|---|---|
| Headquarters City | TYNDALL | MARION |
| Headquarters State | SD | SD |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 6 | 5 |
| Employees (FTE) | 33 | 32 |
| Established | Nov. 1, 1932, midnight | Jan. 1, 1904, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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