Bank Comparison
Seymour Bank, the vs Bank Northwest
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 12
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Seymour Bank, the | Bank Northwest |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 10.69% | 8.75% |
| Equity / Assets | 8.25% | 8.69% |
Profitability
| Metric | Seymour Bank, the | Bank Northwest |
|---|---|---|
| Return on Assets (ROA) | 1.02% | 2.79% |
| Return on Equity (ROE) | 12.23% | 29.74% |
| Net Interest Margin (NIM) | 3.52% | 5.48% |
| Yield on Earning Assets | 5.29% | 6.88% |
| Cost of Funds | 1.90% | 1.50% |
Asset quality
| Metric | Seymour Bank, the | Bank Northwest |
|---|---|---|
| Texas Ratio | 3.64% | 20.46% |
| Non-Performing Loan Ratio | 0.53% | 2.47% |
| Non-Performing Asset Ratio | 0.32% | 1.93% |
| Net Charge-Off Ratio | 0.04% | 0.04% |
| ACL / Loans | 1.12% | 0.98% |
Balance sheet
| Metric | Seymour Bank, the | Bank Northwest |
|---|---|---|
| Total Assets | $224,965K | $219,102K |
| Total Deposits | $185,675K | $199,632K |
| Total Loans | $136,989K | $170,639K |
| Total Equity | $18,556K | $19,050K |
| Net Income (quarter) | $583 | $1,554K |
Liquidity & funding
| Metric | Seymour Bank, the | Bank Northwest |
|---|---|---|
| Loan-to-Deposit Ratio | 73.78% | 85.48% |
| Core Deposit Ratio | 94.87% | 90.48% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Seymour Bank, the | Bank Northwest |
|---|---|---|
| Headquarters City | SEYMOUR | HAMILTON |
| Headquarters State | MO | MO |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 6 |
| Employees (FTE) | 50 | 40 |
| Established | Nov. 25, 1939, midnight | Aug. 4, 1945, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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