Bank Comparison
Southwest Heritage Bank vs Tolleson Private Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 12
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Southwest Heritage Bank | Tolleson Private Bank |
|---|---|---|
| CET1 Ratio | 14.71% | 14.40% |
| Tier 1 Capital Ratio | 14.71% | 14.40% |
| Total Capital Ratio | 15.93% | 15.65% |
| Tier 1 Leverage Ratio | 13.16% | 9.17% |
| Equity / Assets | 13.11% | 9.17% |
Profitability
| Metric | Southwest Heritage Bank | Tolleson Private Bank |
|---|---|---|
| Return on Assets (ROA) | 0.85% | 1.51% |
| Return on Equity (ROE) | 6.46% | 16.78% |
| Net Interest Margin (NIM) | 3.96% | 2.94% |
| Yield on Earning Assets | 6.05% | 4.84% |
| Cost of Funds | 2.32% | 2.01% |
Asset quality
| Metric | Southwest Heritage Bank | Tolleson Private Bank |
|---|---|---|
| Texas Ratio | 10.45% | 0.00% |
| Non-Performing Loan Ratio | 1.83% | 0.00% |
| Non-Performing Asset Ratio | 1.41% | 0.00% |
| Net Charge-Off Ratio | 0.27% | 0.00% |
| ACL / Loans | 1.31% | 0.98% |
Balance sheet
| Metric | Southwest Heritage Bank | Tolleson Private Bank |
|---|---|---|
| Total Assets | $915,185K | $915,999K |
| Total Deposits | $782,866K | $817,993K |
| Total Loans | $706,062K | $759,815K |
| Total Equity | $119,979K | $83,958K |
| Net Income (quarter) | $1,926K | $3,503K |
Liquidity & funding
| Metric | Southwest Heritage Bank | Tolleson Private Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 90.19% | 92.89% |
| Core Deposit Ratio | 93.04% | 98.91% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Southwest Heritage Bank | Tolleson Private Bank |
|---|---|---|
| Headquarters City | SCOTTSDALE | DALLAS |
| Headquarters State | AZ | TX |
| Asset Tier | Medium | Medium |
| Charter Class | 702889 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 9 | 2 |
| Employees (FTE) | 101 | 60 |
| Established | Aug. 1, 1934, midnight | Feb. 3, 2003, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Southwest Heritage Bank profile | View full Tolleson Private Bank profile | Browse all bank comparisons