Bank Comparison
Stock Exchange Bank, the vs First Bethany Bank & Trust
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 9
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Stock Exchange Bank, the | First Bethany Bank & Trust |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 18.26% | 9.19% |
| Equity / Assets | 17.34% | 5.68% |
Profitability
| Metric | Stock Exchange Bank, the | First Bethany Bank & Trust |
|---|---|---|
| Return on Assets (ROA) | 1.86% | 1.10% |
| Return on Equity (ROE) | 10.68% | 19.77% |
| Net Interest Margin (NIM) | 3.85% | 3.15% |
| Yield on Earning Assets | 5.10% | 4.90% |
| Cost of Funds | 1.48% | 1.88% |
Asset quality
| Metric | Stock Exchange Bank, the | First Bethany Bank & Trust |
|---|---|---|
| Texas Ratio | 1.27% | 2.52% |
| Non-Performing Loan Ratio | 0.38% | 0.16% |
| Non-Performing Asset Ratio | 0.23% | 0.09% |
| Net Charge-Off Ratio | 0.81% | 0.00% |
| ACL / Loans | 1.94% | 0.98% |
Balance sheet
| Metric | Stock Exchange Bank, the | First Bethany Bank & Trust |
|---|---|---|
| Total Assets | $309,845K | $312,971K |
| Total Deposits | $253,349K | $265,138K |
| Total Loans | $144,191K | $187,777K |
| Total Equity | $53,741K | $17,788K |
| Net Income (quarter) | $1,418K | $868 |
Liquidity & funding
| Metric | Stock Exchange Bank, the | First Bethany Bank & Trust |
|---|---|---|
| Loan-to-Deposit Ratio | 56.91% | 70.82% |
| Core Deposit Ratio | 85.66% | 85.72% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Stock Exchange Bank, the | First Bethany Bank & Trust |
|---|---|---|
| Headquarters City | WOODWARD | BETHANY |
| Headquarters State | OK | OK |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 3 | 3 |
| Employees (FTE) | 33 | 42 |
| Established | Jan. 3, 1903, midnight | Jan. 1, 1923, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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