Bank Comparison
Stride Bank, N.A. vs Interbank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 11
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Stride Bank, N.A. | Interbank |
|---|---|---|
| CET1 Ratio | 18.69% | — |
| Tier 1 Capital Ratio | 18.69% | — |
| Total Capital Ratio | 19.81% | — |
| Tier 1 Leverage Ratio | 8.15% | 10.40% |
| Equity / Assets | 6.66% | 11.65% |
Profitability
| Metric | Stride Bank, N.A. | Interbank |
|---|---|---|
| Return on Assets (ROA) | 2.28% | 3.16% |
| Return on Equity (ROE) | 28.72% | 27.24% |
| Net Interest Margin (NIM) | 3.30% | 4.72% |
| Yield on Earning Assets | 3.48% | 6.71% |
| Cost of Funds | 0.16% | 2.16% |
Asset quality
| Metric | Stride Bank, N.A. | Interbank |
|---|---|---|
| Texas Ratio | 9.24% | 12.53% |
| Non-Performing Loan Ratio | 0.74% | 1.42% |
| Non-Performing Asset Ratio | 0.64% | 1.26% |
| Net Charge-Off Ratio | 0.10% | 0.00% |
| ACL / Loans | 0.44% | 0.75% |
Balance sheet
| Metric | Stride Bank, N.A. | Interbank |
|---|---|---|
| Total Assets | $5,644M | $5,478M |
| Total Deposits | $5,222M | $4,821M |
| Total Loans | $4,864M | $4,857M |
| Total Equity | $375,867K | $638,267K |
| Net Income (quarter) | $26,339K | $42,635K |
Liquidity & funding
| Metric | Stride Bank, N.A. | Interbank |
|---|---|---|
| Loan-to-Deposit Ratio | 93.15% | 100.74% |
| Core Deposit Ratio | 99.45% | 98.40% |
| Uninsured Deposit Ratio | 5.23% | 38.90% |
Identity
| Metric | Stride Bank, N.A. | Interbank |
|---|---|---|
| Headquarters City | ENID | OKLAHOMA CITY |
| Headquarters State | OK | OK |
| Asset Tier | Large | Large |
| Charter Class | 12044 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 11 | 47 |
| Employees (FTE) | 412 | 513 |
| Established | Jan. 1, 1913, midnight | March 31, 1988, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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