Bank Comparison
Stride Bank, N.A. vs Rcb Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
15 · 9
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Stride Bank, N.A. | Rcb Bank |
|---|---|---|
| CET1 Ratio | 18.69% | 16.35% |
| Tier 1 Capital Ratio | 18.69% | 16.35% |
| Total Capital Ratio | 19.81% | 17.36% |
| Tier 1 Leverage Ratio | 8.15% | 10.45% |
| Equity / Assets | 6.66% | 11.52% |
Profitability
| Metric | Stride Bank, N.A. | Rcb Bank |
|---|---|---|
| Return on Assets (ROA) | 2.28% | 1.41% |
| Return on Equity (ROE) | 28.72% | 12.21% |
| Net Interest Margin (NIM) | 3.30% | 3.86% |
| Yield on Earning Assets | 3.48% | 4.81% |
| Cost of Funds | 0.16% | 1.01% |
Asset quality
| Metric | Stride Bank, N.A. | Rcb Bank |
|---|---|---|
| Texas Ratio | 9.24% | 6.95% |
| Non-Performing Loan Ratio | 0.74% | 1.28% |
| Non-Performing Asset Ratio | 0.64% | 0.71% |
| Net Charge-Off Ratio | 0.10% | 0.10% |
| ACL / Loans | 0.44% | 1.16% |
Balance sheet
| Metric | Stride Bank, N.A. | Rcb Bank |
|---|---|---|
| Total Assets | $5,644M | $4,073M |
| Total Deposits | $5,222M | $3,577M |
| Total Loans | $4,864M | $2,204M |
| Total Equity | $375,867K | $469,298K |
| Net Income (quarter) | $26,339K | $14,245K |
Liquidity & funding
| Metric | Stride Bank, N.A. | Rcb Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 93.15% | 61.63% |
| Core Deposit Ratio | 99.45% | 95.64% |
| Uninsured Deposit Ratio | 5.23% | 23.53% |
Identity
| Metric | Stride Bank, N.A. | Rcb Bank |
|---|---|---|
| Headquarters City | ENID | CLAREMORE |
| Headquarters State | OK | OK |
| Asset Tier | Large | Large |
| Charter Class | 12044 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 11 | 62 |
| Employees (FTE) | 412 | 741 |
| Established | Jan. 1, 1913, midnight | Jan. 14, 1936, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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