Bank Comparison
Sugar River Bank vs Bank of Brodhead, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Sugar River Bank | Bank of Brodhead, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 14.07% | 9.06% |
| Equity / Assets | 11.50% | 8.81% |
Profitability
| Metric | Sugar River Bank | Bank of Brodhead, the |
|---|---|---|
| Return on Assets (ROA) | 0.63% | 0.74% |
| Return on Equity (ROE) | 5.50% | 8.42% |
| Net Interest Margin (NIM) | 3.65% | 3.08% |
| Yield on Earning Assets | 4.69% | 5.63% |
| Cost of Funds | 1.16% | 2.68% |
Asset quality
| Metric | Sugar River Bank | Bank of Brodhead, the |
|---|---|---|
| Texas Ratio | 2.18% | 13.95% |
| Non-Performing Loan Ratio | 0.37% | 1.32% |
| Non-Performing Asset Ratio | 0.26% | 0.92% |
| Net Charge-Off Ratio | 0.08% | 0.00% |
| ACL / Loans | 0.58% | 1.10% |
Balance sheet
| Metric | Sugar River Bank | Bank of Brodhead, the |
|---|---|---|
| Total Assets | $416,530K | $416,677K |
| Total Deposits | $358,355K | $336,872K |
| Total Loans | $286,227K | $289,119K |
| Total Equity | $47,916K | $36,705K |
| Net Income (quarter) | $656 | $773 |
Liquidity & funding
| Metric | Sugar River Bank | Bank of Brodhead, the |
|---|---|---|
| Loan-to-Deposit Ratio | 79.87% | 85.82% |
| Core Deposit Ratio | 90.90% | 80.84% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Sugar River Bank | Bank of Brodhead, the |
|---|---|---|
| Headquarters City | NEWPORT | BRODHEAD |
| Headquarters State | NH | WI |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 6 | 3 |
| Employees (FTE) | 74 | 45 |
| Established | Jan. 1, 1895, midnight | April 30, 1896, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Sugar River Bank profile | View full Bank of Brodhead, the profile | Browse all bank comparisons