Bank Comparison
Sundance State Bank vs Wyoming Community Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 7
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Sundance State Bank | Wyoming Community Bank |
|---|---|---|
| CET1 Ratio | 15.39% | — |
| Tier 1 Capital Ratio | 15.39% | — |
| Total Capital Ratio | 16.64% | — |
| Tier 1 Leverage Ratio | 11.25% | 9.36% |
| Equity / Assets | 10.57% | 7.84% |
Profitability
| Metric | Sundance State Bank | Wyoming Community Bank |
|---|---|---|
| Return on Assets (ROA) | 1.71% | 1.49% |
| Return on Equity (ROE) | 16.57% | 19.51% |
| Net Interest Margin (NIM) | 4.00% | 4.14% |
| Yield on Earning Assets | 5.60% | 5.66% |
| Cost of Funds | 1.69% | 1.62% |
Asset quality
| Metric | Sundance State Bank | Wyoming Community Bank |
|---|---|---|
| Texas Ratio | 4.03% | 5.85% |
| Non-Performing Loan Ratio | 0.75% | 0.77% |
| Non-Performing Asset Ratio | 0.47% | 0.51% |
| Net Charge-Off Ratio | -0.02% | 0.00% |
| ACL / Loans | 1.59% | 1.40% |
Balance sheet
| Metric | Sundance State Bank | Wyoming Community Bank |
|---|---|---|
| Total Assets | $283,631K | $256,941K |
| Total Deposits | $248,482K | $230,448K |
| Total Loans | $177,522K | $161,527K |
| Total Equity | $29,973K | $20,157K |
| Net Income (quarter) | $1,217K | $980 |
Liquidity & funding
| Metric | Sundance State Bank | Wyoming Community Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 71.44% | 70.09% |
| Core Deposit Ratio | 87.30% | 92.79% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Sundance State Bank | Wyoming Community Bank |
|---|---|---|
| Headquarters City | SUNDANCE | RIVERTON |
| Headquarters State | WY | WY |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FED |
| Domestic Branches | 2 | 3 |
| Employees (FTE) | 35 | 39 |
| Established | Jan. 1, 1895, midnight | June 14, 1999, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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