Bank Comparison
The Marblehead Bank vs Tarboro Savings Bank, Ssb
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 7
winning metrics across 19 comparable rows
Capital adequacy
| Metric | The Marblehead Bank | Tarboro Savings Bank, Ssb |
|---|---|---|
| CET1 Ratio | 20.83% | — |
| Tier 1 Capital Ratio | 20.83% | — |
| Total Capital Ratio | 21.81% | — |
| Tier 1 Leverage Ratio | 8.47% | 11.19% |
| Equity / Assets | 0.08% | 11.51% |
Profitability
| Metric | The Marblehead Bank | Tarboro Savings Bank, Ssb |
|---|---|---|
| Return on Assets (ROA) | 0.40% | -0.19% |
| Return on Equity (ROE) | 44.24% | -1.65% |
| Net Interest Margin (NIM) | 2.20% | 2.22% |
| Yield on Earning Assets | 3.55% | 5.30% |
| Cost of Funds | 1.45% | 2.84% |
Asset quality
| Metric | The Marblehead Bank | Tarboro Savings Bank, Ssb |
|---|---|---|
| Texas Ratio | 0.00% | 5.51% |
| Non-Performing Loan Ratio | 0.00% | 0.65% |
| Non-Performing Asset Ratio | 0.00% | 0.48% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.22% | 0.41% |
Balance sheet
| Metric | The Marblehead Bank | Tarboro Savings Bank, Ssb |
|---|---|---|
| Total Assets | $54,434K | $54,568K |
| Total Deposits | $53,274K | $48,219K |
| Total Loans | $19,517K | $40,354K |
| Total Equity | $45 | $6,282K |
| Net Income (quarter) | $60 | $-26 |
Liquidity & funding
| Metric | The Marblehead Bank | Tarboro Savings Bank, Ssb |
|---|---|---|
| Loan-to-Deposit Ratio | 36.64% | 83.69% |
| Core Deposit Ratio | 92.83% | 84.50% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | The Marblehead Bank | Tarboro Savings Bank, Ssb |
|---|---|---|
| Headquarters City | Marblehead | TARBORO |
| Headquarters State | OH | NC |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 12 | 7 |
| Established | March 6, 1907, midnight | Jan. 1, 1906, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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