Bank Comparison
The Tampa State Bank vs First National Bank in Frankfort
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 13
winning metrics across 19 comparable rows
Capital adequacy
| Metric | The Tampa State Bank | First National Bank in Frankfort |
|---|---|---|
| CET1 Ratio | 6.73% | — |
| Tier 1 Capital Ratio | 6.73% | — |
| Total Capital Ratio | 7.99% | — |
| Tier 1 Leverage Ratio | 3.09% | 10.57% |
| Equity / Assets | 3.15% | 5.98% |
Profitability
| Metric | The Tampa State Bank | First National Bank in Frankfort |
|---|---|---|
| Return on Assets (ROA) | -26.63% | 0.78% |
| Return on Equity (ROE) | — | 12.94% |
| Net Interest Margin (NIM) | 2.55% | 3.34% |
| Yield on Earning Assets | 4.61% | 4.80% |
| Cost of Funds | 2.11% | 1.57% |
Asset quality
| Metric | The Tampa State Bank | First National Bank in Frankfort |
|---|---|---|
| Texas Ratio | 0.00% | 4.30% |
| Non-Performing Loan Ratio | 0.00% | 0.58% |
| Non-Performing Asset Ratio | 0.00% | 0.29% |
| Net Charge-Off Ratio | -0.01% | -0.03% |
| ACL / Loans | 2.44% | 1.48% |
Balance sheet
| Metric | The Tampa State Bank | First National Bank in Frankfort |
|---|---|---|
| Total Assets | $60,770K | $61,698K |
| Total Deposits | $49,717K | $57,608K |
| Total Loans | $27,233K | $30,437K |
| Total Equity | $1,916K | $3,690K |
| Net Income (quarter) | $-4,124 | $122 |
Liquidity & funding
| Metric | The Tampa State Bank | First National Bank in Frankfort |
|---|---|---|
| Loan-to-Deposit Ratio | 54.78% | 52.83% |
| Core Deposit Ratio | 82.78% | 91.62% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | The Tampa State Bank | First National Bank in Frankfort |
|---|---|---|
| Headquarters City | Tampa | FRANKFORT |
| Headquarters State | KS | KS |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 11916 |
| Regulator | FDIC | OCC |
| Domestic Branches | 2 | 1 |
| Employees (FTE) | 12 | 8 |
| Established | Jan. 1, 1901, midnight | March 2, 1921, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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