Bank Comparison
Wells Fargo National Bank West vs Toyota Financial Savings Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 10
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Wells Fargo National Bank West | Toyota Financial Savings Bank |
|---|---|---|
| CET1 Ratio | 59.16% | 16.21% |
| Tier 1 Capital Ratio | 59.16% | 16.21% |
| Total Capital Ratio | 59.76% | 16.94% |
| Tier 1 Leverage Ratio | 18.62% | 11.06% |
| Equity / Assets | 18.21% | 10.60% |
Profitability
| Metric | Wells Fargo National Bank West | Toyota Financial Savings Bank |
|---|---|---|
| Return on Assets (ROA) | 1.00% | 0.45% |
| Return on Equity (ROE) | 5.53% | 4.56% |
| Net Interest Margin (NIM) | 1.62% | 0.98% |
| Yield on Earning Assets | 3.40% | 4.83% |
| Cost of Funds | 2.18% | 3.65% |
Asset quality
| Metric | Wells Fargo National Bank West | Toyota Financial Savings Bank |
|---|---|---|
| Texas Ratio | 2.57% | 0.77% |
| Non-Performing Loan Ratio | 0.87% | 0.16% |
| Non-Performing Asset Ratio | 0.47% | 0.09% |
| Net Charge-Off Ratio | 0.00% | 0.22% |
| ACL / Loans | 0.34% | 0.95% |
Balance sheet
| Metric | Wells Fargo National Bank West | Toyota Financial Savings Bank |
|---|---|---|
| Total Assets | $9,029M | $16,100M |
| Total Deposits | $7,237M | $13,591M |
| Total Loans | $4,907M | $8,402M |
| Total Equity | $1,644M | $1,706M |
| Net Income (quarter) | $22,438K | $18,108K |
Liquidity & funding
| Metric | Wells Fargo National Bank West | Toyota Financial Savings Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 67.81% | 61.82% |
| Core Deposit Ratio | 99.98% | 95.38% |
| Uninsured Deposit Ratio | 1.29% | 17.08% |
Identity
| Metric | Wells Fargo National Bank West | Toyota Financial Savings Bank |
|---|---|---|
| Headquarters City | LAS VEGAS | HENDERSON |
| Headquarters State | NV | NV |
| Asset Tier | Large | Regional |
| Charter Class | 21099 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 0 | 223 |
| Established | Dec. 1, 1988, midnight | Aug. 16, 2004, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Wells Fargo National Bank West profile | View full Toyota Financial Savings Bank profile | Browse all bank comparisons