Bank Comparison
Wilmington Trust, N.A. vs U.S. Bank Trust N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 9
winning metrics across 14 comparable rows
Capital adequacy
| Metric | Wilmington Trust, N.A. | U.S. Bank Trust N.A. |
|---|---|---|
| CET1 Ratio | 273.94% | — |
| Tier 1 Capital Ratio | 273.94% | — |
| Total Capital Ratio | 274.08% | — |
| Tier 1 Leverage Ratio | 86.88% | 99.25% |
| Equity / Assets | 88.62% | 97.90% |
Profitability
| Metric | Wilmington Trust, N.A. | U.S. Bank Trust N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.16% | 7.32% |
| Return on Equity (ROE) | 0.18% | 7.44% |
| Net Interest Margin (NIM) | 5.62% | 3.79% |
| Yield on Earning Assets | 5.66% | 3.79% |
| Cost of Funds | 0.24% | — |
Asset quality
| Metric | Wilmington Trust, N.A. | U.S. Bank Trust N.A. |
|---|---|---|
| Texas Ratio | 0.25% | 0.00% |
| Non-Performing Loan Ratio | 6.58% | — |
| Non-Performing Asset Ratio | 0.22% | 0.00% |
| Net Charge-Off Ratio | -0.44% | — |
| ACL / Loans | 1.38% | — |
Balance sheet
| Metric | Wilmington Trust, N.A. | U.S. Bank Trust N.A. |
|---|---|---|
| Total Assets | $759,503K | $929,662K |
| Total Deposits | $4,991K | $0 |
| Total Loans | $25,350K | $0 |
| Total Equity | $673,101K | $910,169K |
| Net Income (quarter) | $302 | $16,773K |
Liquidity & funding
| Metric | Wilmington Trust, N.A. | U.S. Bank Trust N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 507.91% | — |
| Core Deposit Ratio | 100.00% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Wilmington Trust, N.A. | U.S. Bank Trust N.A. |
|---|---|---|
| Headquarters City | WILMINGTON | WILMINGTON |
| Headquarters State | DE | DE |
| Asset Tier | Medium | Medium |
| Charter Class | 22859 | — |
| Regulator | OCC | — |
| Domestic Branches | 43 | — |
| Employees (FTE) | 909 | 5 |
| Established | Oct. 2, 1995, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Wilmington Trust, N.A. profile | View full U.S. Bank Trust N.A. profile | Browse all bank comparisons