Santander Bank, N.A. — Non-Performing Assets Ratio
Data as of · sourced from FFIEC call reports. How we update
Santander Bank, N.A. reported a non-performing assets ratio of 2.55% as of Q1 2026 , ranking #158 of 3,914 U.S. banks (96th percentile) . The NPA ratio extends NPL to include other real estate owned (OREO) — the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
National Context
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) — property the bank has foreclosed on — as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.
Full definition & formula →More Santander Bank, N.A. metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Santander Bank, N.A. profile or how this data updates.