INTERAMERICAN BANK, A FEDERAL SAVINGS BANK
INTERAMERICAN BANK, A FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in 1976. As of , the bank reported total assets of $320M and total deposits of $267M. Profitability stands at 0.51% ROA and 4.23% ROE, with a net interest margin of 3.82%. CET1 capital ratio: 18.61%, well above regulatory minimums. NPL ratio: 1.23% · Texas Ratio: 6.54%. Operates 5 domestic branches.
Capital & Liquidity
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Interamerican Bank, a Federal Savings Bank rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 18.61% | 0.51% | 1.23% | 6.54% | 3.82% |
| 2025-09-30 | 18.89% | 0.86% | 1.26% | 6.72% | 4.63% |
| 2025-06-30 | 18.98% | 0.80% | 1.91% | 10.29% | 4.44% |
| 2025-03-31 | 19.70% | 0.63% | 1.85% | 9.96% | 4.47% |
| 2024-12-31 | 18.79% | 0.89% | 1.87% | 9.97% | 4.12% |
| 2024-09-30 | 18.58% | 0.79% | 2.12% | 11.32% | 4.44% |
| 2024-06-30 | 18.68% | 0.97% | 2.44% | 12.83% | 4.33% |
| 2024-03-31 | 19.35% | 0.62% | 2.41% | 12.21% | 4.01% |
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Frequently asked about INTERAMERICAN BANK, A FEDERAL SAVINGS BANK
What are Interamerican Bank, a Federal Savings Bank's total assets?
As of the Q4 2025 filing, Interamerican Bank, a Federal Savings Bank reported total assets of $320.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Interamerican Bank, a Federal Savings Bank headquartered?
Interamerican Bank, a Federal Savings Bank is headquartered in MIAMI, FL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Interamerican Bank, a Federal Savings Bank founded?
Interamerican Bank, a Federal Savings Bank was established in 1976, per the FDIC institution directory.
Is Interamerican Bank, a Federal Savings Bank FDIC-insured?
Yes. Interamerican Bank, a Federal Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #31823). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Interamerican Bank, a Federal Savings Bank?
Interamerican Bank, a Federal Savings Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Interamerican Bank, a Federal Savings Bank's CET1 capital ratio?
Interamerican Bank, a Federal Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 18.61% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Interamerican Bank, a Federal Savings Bank operate?
Interamerican Bank, a Federal Savings Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Interamerican Bank, a Federal Savings Bank's Texas Ratio?
Interamerican Bank, a Federal Savings Bank's Texas Ratio is 6.54% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.