None

SmallRSSD #2577739

Latest ·

None is an FDIC-insured commercial bank. As of , the bank reported total assets of $224M and total deposits of $198M. Profitability stands at -0.50% ROA and -5.30% ROE, with a net interest margin of 2.22%. CET1 capital ratio: 18.57%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 0.52%. Operates 3 domestic branches.

Assets

$224M

Deposits

$198M

Loans

$52M

Equity

$20M

Profitability

Return on Assets-0.50%

Return on Equity-5.30%

Net Interest Margin2.22%

Yield on Earning Assets3.84%

Cost of Funds1.75%

Asset Quality

Non-Performing Loan Ratio0.20%

Net Charge-Off Ratio0.38%

Texas Ratio0.52%

Non-Performing Asset Ratio0.05%

ACL / Loans1.24%

Capital & Liquidity

CET1 Capital Ratio18.57%

Tier 1 Capital Ratio18.57%

Total Capital Ratio19.11%

Tier 1 Leverage Ratio10.53%

Loan-to-Deposit Ratio26.11%

This is just the summary.

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rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Largest US Banks by Assets

#2,907of 4,394

224068.00 · 34th pct

US Banks with Highest Return on Assets (ROA)

#3,671of 3,782

-0.50% · 3th pct

US Banks with Highest CET1 Capital Ratio

#569of 3,782

18.57% · 85th pct

US Banks with Highest Texas Ratio

#3,015of 3,781

0.52% · 20th pct

US Banks with Highest Share of Uninsured Deposits

#2,942of 3,756

49.02% · 22th pct

Most Efficient US Banks (Lowest Efficiency Ratio)

#3,741of 3,782

132.00% · 1th pct

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter	CET1	ROA	NPL	Texas	NIM
2025-12-31	18.57%	-0.50%	0.20%	0.52%	2.22%
2025-09-30	18.79%	0.42%	0.31%	0.93%	2.38%
2025-06-30	17.51%	0.46%	0.27%	0.88%	2.22%
2025-03-31	17.29%	0.39%	0.13%	0.39%	2.07%
2024-12-31	15.87%	0.20%	0.33%	1.06%	1.90%
2024-09-30	15.84%	0.16%	0.47%	1.36%	1.87%
2024-06-30	15.35%	0.15%	0.84%	2.80%	1.77%
2024-03-31	14.86%	0.17%	0.84%	2.79%	1.84%