BanksFIRST TEXAS BANK

FIRST TEXAS BANK

GEORGETOWN, TXLargeEst. Jan. 1, 1898, midnightFDIC #11935RSSD #444350FDIC
Latest · 2025-12-31

FIRST TEXAS BANK is an FDIC-insured commercial bank headquartered in GEORGETOWN, TX, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.79% ROA and 16.59% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 19.45%, well above regulatory minimums. NPL ratio: 0.06% · Texas Ratio: 0.25%. Operates 11 domestic branches.

Assets
$1.3B
Deposits
$1.1B
Loans
$589M
Equity
$144M

Profitability

Return on Assets (ROA)1.79%
Return on Equity (ROE)16.59%
Net Interest Margin3.81%
Yield on Assets4.62%
Cost of Funds0.84%

Asset Quality

NPL Ratio0.06%
Net Charge-Off Ratio0.00%
Texas Ratio0.25%
NPA Ratio0.03%
ACL / Loans0.49%

Capital & Liquidity

CET1 Ratio19.45%
Tier 1 Capital19.45%
Total Capital Ratio19.85%
Leverage Ratio10.92%
Loan-to-Deposit51.35%

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