Banks PLAINS COMMERCE BANK

PLAINS COMMERCE BANK

SIOUX FALLS, SD Large Est. July 16, 1931, midnight FDIC #1678 RSSD #593052 FDIC
Latest · 2025-12-31

PLAINS COMMERCE BANK is an FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in July 16, 1931, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.45% ROA and 13.72% ROE, with a net interest margin of 3.53%. CET1 capital ratio: 7.92%. NPL ratio: 1.11% · Texas Ratio: 9.62%.

Assets
$1.3B
Deposits
$1.1B
Loans
$1.1B
Equity
$138M

Profitability

Return on Assets (ROA)1.45%
Return on Equity (ROE)13.72%
Net Interest Margin3.53%
Yield on Assets6.39%
Cost of Funds2.99%

Asset Quality

NPL Ratio1.11%
Net Charge-Off Ratio0.11%
Texas Ratio9.62%
NPA Ratio1.09%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio7.92%
Tier 1 Capital7.92%
Total Capital Ratio8.31%
Leverage Ratio10.26%
Loan-to-Deposit103.79%

This is just the summary.

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