1ST FINANCIAL BANK USA is an FDIC-insured commercial bank headquartered in DAKOTA DUNES, SD, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.0B. Profitability stands at 0.16% ROA and 0.95% ROE, with a net interest margin of 8.86%. CET1 capital ratio: 21.41%, well above regulatory minimums. NPL ratio: 0.47% · Texas Ratio: 3.56%. Operates 2 domestic branches.
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