BanksHOLCOMB BANK

HOLCOMB BANK

ROCHELLE, ILSmallEst. July 5, 1892, midnightFDIC #9080RSSD #568135FDIC
Latest · 2025-12-31

HOLCOMB BANK is an FDIC-insured commercial bank headquartered in ROCHELLE, IL, established in July 5, 1892, midnight. As of 2025-12-31, the bank reported total assets of $312M and total deposits of $238M. Profitability stands at 1.45% ROA and 20.90% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 11.02%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.29%. Operates 4 domestic branches.

Assets
$312M
Deposits
$238M
Loans
$232M
Equity
$22M

Profitability

Return on Assets (ROA)1.45%
Return on Equity (ROE)20.90%
Net Interest Margin3.93%
Yield on Assets5.83%
Cost of Funds1.89%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio-0.10%
Texas Ratio0.29%
NPA Ratio0.02%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio11.02%
Tier 1 Capital11.02%
Total Capital Ratio12.22%
Leverage Ratio8.72%
Loan-to-Deposit97.23%

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