BanksKITSAP BANK

KITSAP BANK

PORT ORCHARD, WALargeRSSD #584377
Latest · 2025-12-31

KITSAP BANK is an FDIC-insured commercial bank headquartered in PORT ORCHARD, WA. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.4B. Profitability stands at 0.84% ROA and 8.95% ROE, with a net interest margin of 3.46%. CET1 capital ratio: 14.81%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 17 domestic branches.

Assets
$1.7B
Deposits
$1.4B
Loans
$897M
Equity
$146M

Profitability

Return on Assets (ROA)0.84%
Return on Equity (ROE)8.95%
Net Interest Margin3.46%
Yield on Assets4.56%
Cost of Funds1.14%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio14.81%
Tier 1 Capital14.81%
Total Capital Ratio15.65%
Leverage Ratio10.33%
Loan-to-Deposit62.54%

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